Tools · Valuation

Margin of Safety Calculator

Enter your estimated intrinsic value and the current price. This tells you the cushion — or lack of one — between what you think a stock is worth and what it costs today.

Margin of safety ($)
Margin of safety (%)

How to read this number

If your value estimate is right, this is the cushion. A positive margin of safety means the stock trades below what you believe it is worth — the bigger the gap, the more room for error in your estimate. A negative margin means the price is above your value estimate, so you are paying for assumptions that still have to come true. This calculator does not tell you to buy or sell; it only measures the distance between your number and the market's number.

Formula & assumptions

MOS ($) = Intrinsic Value - Price MOS (%) = (Intrinsic Value - Price) / Intrinsic Value Assumes your intrinsic value estimate is accurate. The calculator does not generate or validate that estimate for you — it only compares the two numbers you provide.

Common questions

What is margin of safety in investing?

Margin of safety is the gap between your estimate of a stock's intrinsic value and its current price. It is the cushion that protects you if your estimate turns out to be too optimistic.

How is margin of safety calculated?

Margin of safety in dollars equals intrinsic value minus current price. As a percentage, it equals (intrinsic value minus price) divided by intrinsic value.

What margin of safety is considered good?

There is no universal number. Many value-oriented investors look for a meaningful cushion, but the right margin depends on how confident you are in your value estimate and the stock's risk.

Go deeper

Want an intrinsic value estimate instead of guessing one? Run the Fair Value Stress Test on any ticker.

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Disclaimer: NorrisAI AlphaLens tools are educational calculators only. They are not investment advice, a recommendation to buy or sell any security, or a substitute for a financial advisor. NorrisAI is not a registered investment adviser, broker-dealer, or fiduciary. Results are estimates based on the numbers you enter and the assumptions shown. Markets, taxes, fees, and company fundamentals change. You are solely responsible for your decisions.
Educational calculator only. Not investment advice. — NorrisAI AlphaLens
Calculator by NorrisAI AlphaLens

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